PFI Financial LLC
3650 Winding Way
Suite 100
Newtown Square, PA 19073
ph: 610.355.1770
fax: 610.355.1771




PFI is a member of the
International Factoring
Association

How does factoring work?
What is the benefit of factoring?
Does PFI provide any other financial services?
What business situations willPFI finance?
What size businesses do you finance?
What does factoring cost?
What are your minimums and maximums?
Do you require guarantees?
How long does it take?

How does factoring work?
PFI purchases your accounts receivable. At purchase, 75-85% of the face amount of each invoice is advanced to you. When your customer pays the invoice, PFI remits the balance to you, less factoring fees and any expenses.

What is the benefit of factoring?
You receive immediate cash for your accounts receivable instead of waiting for your customer to pay. PFI also provides credit and collection expertise, freeing you to concentrate on your core business activities.

Does PFI provide any other financial services?
PFI can provide asset based loans and funds against valid purchase orders issued by your customers, enabling you to pay your suppliers on a timely basis. We also can issue supplier guarantees and finance special business needs.

What business situations will PFI finance?
PFI provides funds for start-ups, high growth businesses, turnarounds, refinancing existing debt, interim capital during equity and debt offerings, leveraged buyouts, debtor-in-possession financing and post-bankruptcy funding. We are comfortable with a wide variety of service, distribution and manufacturing industries.

What size businesses do you finance?
Our clients have sales ranging from $10,000 to $2,000,000 per month. Their invoices range from $100 to $500,000. Some of our clients began factoring with their first sale; others are well established businesses.

What does factoring cost?
Rates are based on your specific circumstances. Factoring generally is more expensive than bank or asset-based financing, however, factoring provides funds where these sources cannot or will not meet your needs.

What are your minimums and maximums?
PFI does not preset limits on the amount of capital it will provide.

Do you require guarantees?
We always require your assurance that the invoices submitted to us are valid and collectible.

How long does it take?
Once we receive preliminary information about your business, we immediately determine how we can help and send you a Financing Application. Within 24-48 hours from the time we receive the completed application, we will issue you a commitment. When you accept, we will immediately draw up the factoring documents. Generally, funding can begin within 1-2 weeks.